| Type |
Category |
Description |
Our Top Pick |
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Low Intro |
A Low Intro Rate card has a very low or zero rate for the first 6-12 months. After the introductory period, the rate will rise to an average rate. The low intro period rate may apply... |
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Instant Approval |
These cards have on-line applications that are almost immediate. The features vary from card to card and you can get an application response usually within minutes. Perfect if for someone... |
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Low Interest |
A low interest credit card can save many consumers hundreds if not thousands of dollars a year. Just a percentage or two drop on a low interest credit card can make a large difference... |
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Easy Approval |
These cards are for those with less than perfect credit. The institutions that issue Easy Approval cards are much more lenient in the approval process.If you are experiencing a bump in... |
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Balance Transfer |
Balance transfer cards are ideal if you have a large balance on another card with a higher rate. These card will not have any charges for making the balance transfer. You will save the... |
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Cash Back |
Cash Back cards are a type of reward card that will issue a credit or actual check to the customer at the end of a time period (usually one year). The percentage rate of the cash earned... |
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Rewards |
Reward cards are any type of credit card that will compensate the card holder for use of the card. Cash back, flyer miles, hotel, and car and gas discounts are examples of rewards cards.... |
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Business Cards |
Business cards are targeted towards the business owner or executive. Most have a high limit, low rates and many automatic benefits. |
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Car and Gas |
Car and Gas cards are becoming more popular as credit card issuers have joined with automobile manufactuers and gasoline retailers to provide additional incentives to consumers. If you... |
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Specialty Card |
As Specialty Credit Card offers become more popular, credit card issuers are increasing the benefits consumers can receive. If you frequently use the same company's products or services,... |
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Flyer Miles |
Flyer Miles cards are another type of reward card that will issue points for each purchase made with the card. The points can be redeemed for airline tickets or upgrades. Some card offer... |
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Student Cards |
Student cards are ideal for those just getting started establishing credit. The credit limits are lower than other cards but most do not require much if any credit history.Perfect for... |
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Pre Paid Debit |
Prepaid Debit cards, technically, are not a credit card. There is no credit issued. Once an account is established, the customer places funds into the card account then can use the card... |
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| Major Issuers |
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Advanta
Advanta has excellent credit cards for businesses and professionals. Cash Back and frequent flyer rewards programs compliment their market leading APRs. With over 50 years of experience... |
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American Express
American Express offers a full line of consumer and small business financial products. From an individual credit card to a business line of credit, their world-class customer support... |
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Bank of America
Bank of America, one of the nation's leading financial institutions, has a full array of low interest, cash back and reward credit card offers. WIth the recent addition of the MBNA line,... |
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Chase Bank
JP Morgan Chase is a world leader in financial services for consumers and businesses. Operating in 50 countries with over 1 trillion dollars in assets. |
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CitiBank
Founded in 1812, Citibank now operates in over 100 countries with some 200 million customer accounts. An abundant collection of credit cards combined with exceptional customer service... |
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Capital One
Capital One Bank offers a wide range of credit cards to a variety of customers, extending from those with excellent credit standing, to those with limited credit history, to small businesses. |
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Discover
Discover Bank, a Morgan Stanley Company, is a major brand credit card and is the most recent entry in the top four card types. Discover has a large offering of universally accepted cash... |
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HSBC
HSBC - North America is one of the top 10 financial services companies in the United States with over 60 million customers. Their specialized credit cards are a must-have if their benefits... |
| Major Brands |
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American Express
American Express offers a full line of consumer and small business financial products. From an individual credit card to a business line of credit, their world-class customer support... |
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Discover
Discover Bank, a Morgan Stanley Company, is a major brand credit card and is the most recent entry in the top four card types. Discover has a large offering of universally accepted cash... |
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MasterCard
As one of the first universal credit cards, MasterCard branded cards are available in almost any type from most large credit card issuers. |
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Visa
As one of the first universal credit cards, Visa branded cards are available in almost any type from most large credit card issuers. |
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