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Orchard Bank Classic MasterCards
&
Citi® Platinum Select® / AAdvantage® World MasterCard®
Side-by-Side Comparison


Here is the detailed comparison.

Orchard Bank Classic MasterCards and Citi® Platinum Select® / AAdvantage® World MasterCard®

Orchard Bank Classic MasterCards Offer Orchard Bank Classic MasterCards  Official
Card
Name
Citi® Platinum Select® / AAdvantage® World MasterCard®  Citi® Platinum Select® / AAdvantage® World MasterCard® Offer
HSBC Logo HSBC 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$39.00 1 year, then $59.00*  Annual Fee $0.00 1 year, then $85.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
14.99-19.99% (Variable)*  Go To Rate
(After Intro)
15.24% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Very Good 
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly  Bullet Points:
1
Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership - more than enough for a roundtrip domestic flight award* 
Acceptance at millions of locations worldwide, including website purchases and reservations  2 Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership* 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership* 
Email and text messages are available to remind you of your upcoming payment due date  4 $85 annual fee waived for the first 12 months* 
Knowledgeable customer service representatives to assist you with questions or concerns  5  
     



 


     


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