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Orchard Bank Classic MasterCards
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

Orchard Bank Classic MasterCards and PenFed Promise VISA Card

Orchard Bank Classic MasterCards Offer Orchard Bank Classic MasterCards  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
HSBC Logo HSBC 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$39.00 1 year, then $59.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
7.49* 
n/a*  Length of
Intro Period
36 Mo. on purchases* 
14.99-19.99% (Variable)*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Good 
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly  Bullet Points:
1
Absolutely No Fees 
Acceptance at millions of locations worldwide, including website purchases and reservations  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 No-fee cash advances carry a 17.99% APR  
Email and text messages are available to remind you of your upcoming payment due date  4 No Foreign Transaction Fees 
Knowledgeable customer service representatives to assist you with questions or concerns  5 Some restrictions apply. 
     



 


     


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