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Orchard Bank Classic MasterCards
&
The Platinum Card® from American Express
Side-by-Side Comparison


Here is the detailed comparison.

Orchard Bank Classic MasterCards and The Platinum Card® from American Express

Orchard Bank Classic MasterCards Offer Orchard Bank Classic MasterCards  Official
Card
Name
The Platinum Card® from American Express  The Platinum Card® from American Express Offer
HSBC Logo HSBC 
 
Issuer
American Express  American Express Logo
 
MasterCard  Brand American Express 
$39.00 1 year, then $59.00*  Annual Fee $450.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
14.99-19.99% (Variable)*  Go To Rate
(After Intro)
n/a* 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Excellent 
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly  Bullet Points:
1
25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership  
Acceptance at millions of locations worldwide, including website purchases and reservations  2 Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass  
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee  
Email and text messages are available to remind you of your upcoming payment due date  4 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more  
Knowledgeable customer service representatives to assist you with questions or concerns  5 Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide  
     



 


     


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