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Starwood Preferred Guest® Credit Card
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

Starwood Preferred Guest® Credit Card and PenFed Promise VISA Card

Starwood Preferred Guest® Credit Card Offer Starwood Preferred Guest® Credit Card  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
American Express Logo American Express 
 
Issuer
   Logo
 
American Express  Brand Visa 
$0.00 1 year, then $65.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
7.49* 
n/a*  Length of
Intro Period
36 Mo. on purchases* 
15.24-19.24% (Fixed)*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel  Bullet Points:
1
Absolutely No Fees 
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates   2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
2011 SmarterTravel® Award for "Best Travel Rewards Card"  3 No-fee cash advances carry a 17.99% APR  
$0 introductory annual fee for the first year, then $65  4 No Foreign Transaction Fees 
  5 Some restrictions apply. 
     



 


     


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