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Starwood Preferred Guest® Credit Card
&
Citi® Platinum Select® MasterCard®
Side-by-Side Comparison


Here is the detailed comparison.

Starwood Preferred Guest® Credit Card and Citi® Platinum Select® MasterCard®

Starwood Preferred Guest® Credit Card Offer Starwood Preferred Guest® Credit Card  Official
Card
Name
Citi® Platinum Select® MasterCard®  Citi® Platinum Select® MasterCard® Offer
American Express Logo American Express 
 
Issuer
CitiBank  CitiBank Logo
 
American Express  Brand MasterCard 
$0 introductory for the first ye  Annual Fee $0* 
n/a  Introductory
Rate
0* 
n/a  Length of
Intro Period
18 Mo. on balance transfers and purchases* 
15.24% - 19.24% variable  Go To Rate
(After Intro)
11.99%-21.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel  Bullet Points:
1
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.* 
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates   2 Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more 
2011 SmarterTravel® Award for "Best Travel Rewards Card"  3 Citi® Identity Theft Solutions 
$0 introductory annual fee for the first year, then $65  4 No annual fee* 
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