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CitiBusiness® / AAdvantage® Visa®
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

CitiBusiness® / AAdvantage® Visa® and PenFed Promise VISA Card

CitiBusiness® / AAdvantage® Visa® Offer CitiBusiness® / AAdvantage® Visa®  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
 Logo  
 
Issuer
   Logo
 
  Brand Visa 
First Year Free, then $7  Annual Fee $0.00* 
n/a  Introductory
Rate
7.49* 
n/a  Length of
Intro Period
36 Mo. on purchases* 
15.24%* (Variable)  Go To Rate
(After Intro)
9.99% (Fixed)* 
No  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
Earn 30,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within the first 4 months of becoming a cardmember*  Bullet Points:
1
Absolutely No Fees 
$75 annual fee waived for the first 12 months of cardmembership*  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
Earn 1 American Airlines AAdvantage® mile for every $1 spent on purchases, and AAdvantage® miles may never expire*  3 No-fee cash advances carry a 17.99% APR  
Earn American Airlines AAdvantage® miles faster from purchases made on your employee accounts*  4 No Foreign Transaction Fees 
No blackout dates on AAdvantage® award travel on American Airlines, American Eagle and the AmericanConnection® carrier*  5 Some restrictions apply. 
     



 


     


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