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Citi® Dividend Platinum Select® Card for College Students
&
Orchard Bank Classic MasterCards
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Dividend Platinum Select® Card for College Students and Orchard Bank Classic MasterCards

Citi® Dividend Platinum Select® Card for College Students Offer Citi® Dividend Platinum Select® Card for College Students  Official
Card
Name
Orchard Bank Classic MasterCards  Orchard Bank Classic MasterCards Offer
 Logo  
 
Issuer
HSBC  HSBC Logo
 
  Brand MasterCard 
0.00  Annual Fee $39.00 1 year, then $59.00* 
0.00  Introductory
Rate
n/a* 
0% Intro APR on purchases for 7  Length of
Intro Period
n/a* 
13.99%-21.99%* (Variable)  Go To Rate
(After Intro)
14.99-19.99% (Variable)* 
No  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Fair 
No Cosigner Required  Bullet Points:
1
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly 
Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*  2 Acceptance at millions of locations worldwide, including website purchases and reservations 
Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
Earn a full 1% cash back on all other purchases*  4 Email and text messages are available to remind you of your upcoming payment due date 
  5 Knowledgeable customer service representatives to assist you with questions or concerns 
     



 


     


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