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Discover® Motiva Card
&
Orchard Bank Classic MasterCards
Side-by-Side Comparison


Here is the detailed comparison.

Discover® Motiva Card and Orchard Bank Classic MasterCards

Discover® Motiva Card Offer Discover® Motiva Card  Official
Card
Name
Orchard Bank Classic MasterCards  Orchard Bank Classic MasterCards Offer
Discover Logo Discover 
 
Issuer
HSBC  HSBC Logo
 
Discover  Brand MasterCard 
$0.00*  Annual Fee $39.00 1 year, then $59.00* 
3.99*  Introductory
Rate
n/a* 
15 Mo. on purchases*  Length of
Intro Period
n/a* 
10.99-20.99% (Variable)*  Go To Rate
(After Intro)
14.99-19.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Fair 
Earn Cashback Bonus® for your good credit management  Bullet Points:
1
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly 
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*  2 Acceptance at millions of locations worldwide, including website purchases and reservations 
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)  4 Email and text messages are available to remind you of your upcoming payment due date 
24/7 access to a U.S.-based Account Manager within 60 seconds  5 Knowledgeable customer service representatives to assist you with questions or concerns 
     



 


     


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