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Discover® Motiva Card
&
Chase Sapphire SM Card
Side-by-Side Comparison


Here is the detailed comparison.

Discover® Motiva Card and Chase Sapphire SM Card

Discover® Motiva Card Offer Discover® Motiva Card  Official
Card
Name
Chase SapphireSMCard  Chase Sapphire SM Card Offer
Discover Logo Discover 
 
Issuer
Chase Bank  Chase Bank Logo
 
Discover  Brand Visa 
$0.00*  Annual Fee $0.00* 
3.99*  Introductory
Rate
n/a* 
15 Mo. on purchases*  Length of
Intro Period
n/a* 
10.99-20.99% (Variable)*  Go To Rate
(After Intro)
15.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Excellent 
Earn Cashback Bonus® for your good credit management  Bullet Points:
1
Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! 
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*  2 2 points per dollar spend on dining & 1 point per dollar spent on all other purchases. 
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com  3 Points never expire and there are no limits on how many points you can earn 
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)  4 Redeem points for travel, gift cards, merchandise, cash back and more 
24/7 access to a U.S.-based Account Manager within 60 seconds  5 24/7 direct access to expert service advisors (No voice recording)  
     



 


     


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