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Discover® Motiva Card
&
First Option Visa®
Side-by-Side Comparison


Here is the detailed comparison.

Discover® Motiva Card and First Option Visa®

Discover® Motiva Card Offer Discover® Motiva Card  Official
Card
Name
First Option Visa®  First Option Visa® Offer
Discover Logo Discover 
 
Issuer
   Logo
 
Discover  Brand  
$0.00*  Annual Fee $59 
3.99*  Introductory
Rate
n/a 
15 Mo. on purchases*  Length of
Intro Period
n/a 
10.99-20.99% (Variable)*  Go To Rate
(After Intro)
19.5% 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Fair 
Earn Cashback Bonus® for your good credit management  Bullet Points:
1
Get a REAL Visa® Credit Card! 
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*  2 Up to $5,000.00 Secured Line of Credit!! 
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com  3 Be Approved Regardless of Credit History or Income!!! 
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)  4 Guaranteed Approval!Apply Today! 
24/7 access to a U.S.-based Account Manager within 60 seconds  5  
     



 


     


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