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READYdebit® Card
&
The Platinum Card® from American Express
Side-by-Side Comparison


Here is the detailed comparison.

READYdebit® Card and The Platinum Card® from American Express

READYdebit® Card Offer READYdebit® Card  Official
Card
Name
The Platinum Card® from American Express  The Platinum Card® from American Express Offer
 Logo  
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
0.00  Annual Fee $450.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
n/a*  Go To Rate
(After Intro)
n/a* 
No  Balance Transfer
Available
Yes 
Any  Credit Level
Required
Excellent 
Free Credit Score & Credit Builder  Bullet Points:
1
25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership  
Free Unlimited Purchase Transactions  2 Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass  
Free Online Bill Payment & Check Writing  3 Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee  
Free Direct Deposit - paycheck, benefits, tax refunds  4 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more  
100% Guaranteed Approval* - No Credit Checks  5 Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide  
     



 


     


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