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Iberiabank Visa® Gold Card
&
NetSpend® Visa® Prepaid Card
Side-by-Side Comparison


Here is the detailed comparison.

Iberiabank Visa® Gold Card and NetSpend® Visa® Prepaid Card

Iberiabank Visa® Gold Card Offer Iberiabank Visa® Gold Card  Official
Card
Name
NetSpend® Visa® Prepaid Card  NetSpend® Visa® Prepaid Card Offer
 Logo  
 
Issuer
   Logo
 
Visa  Brand Visa 
$0.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
9.25-15.25% (Fixed)*  Go To Rate
(After Intro)
n/a* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Any 
No annual membership fee  Bullet Points:
1
100% Approval - No credit check needed (ID verification required). 
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.  2 Get your paycheck, government benefits and tax refund faster with free direct deposit 
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.  3 New - Get rewarded with NetSpend Payback RewardTM options. 
Earn 1% in cash back credit on all qualifying purchases  4 Real-time account activity alerts to your mobile phone. 
No limit on cash back; no expiration date on eligibility for accounts in good standing  5 Funds are FDIC insured up to the current coverage limit (ID verification required). 
     



 


     


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