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Iberiabank Visa® Gold Card
&
First Option Visa®
Side-by-Side Comparison


Here is the detailed comparison.

Iberiabank Visa® Gold Card and First Option Visa®

Iberiabank Visa® Gold Card Offer Iberiabank Visa® Gold Card  Official
Card
Name
First Option Visa®  First Option Visa® Offer
 Logo  
 
Issuer
   Logo
 
Visa  Brand  
$0.00*  Annual Fee $59 
n/a*  Introductory
Rate
n/a 
n/a*  Length of
Intro Period
n/a 
9.25-15.25% (Fixed)*  Go To Rate
(After Intro)
19.5% 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Fair 
No annual membership fee  Bullet Points:
1
Get a REAL Visa® Credit Card! 
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.  2 Up to $5,000.00 Secured Line of Credit!! 
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.  3 Be Approved Regardless of Credit History or Income!!! 
Earn 1% in cash back credit on all qualifying purchases  4 Guaranteed Approval!Apply Today! 
No limit on cash back; no expiration date on eligibility for accounts in good standing  5  
     



 


     


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