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Discover® Open Road Card
&
Citi Forward® Card
Side-by-Side Comparison


Here is the detailed comparison.

Discover® Open Road Card and Citi Forward® Card

Discover® Open Road Card Offer Discover® Open Road Card  Official
Card
Name
Citi Forward® Card  Citi Forward® Card Offer
Discover Logo Discover 
 
Issuer
   Logo
 
Discover  Brand  
$0.00*  Annual Fee $0* 
0.00*  Introductory
Rate
0* 
12 Mo. on purchases*  Length of
Intro Period
12 Mo. on balance transfers* 
10.99-20.99% (Variable)*  Go To Rate
(After Intro)
12.99%-21.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
Receive a $150 Restaurant.com Gift Certificate with first purchase  Bullet Points:
1
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases 
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*  2 Up to a 2% purchase APR reduction when you make a purchase, stay under your credit limit and pay on time 3 billing periods in a row 
2% automatically at any gas station and any restaurant all year long*  3 Earn 1,000 bonus points when you sign up for Paperless Statements 
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com  4 No Annual Fee* 
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)  5  
     



 


     


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