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Chase Sapphire SM Card
&
Starwood Preferred Guest® Credit Card
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Card and Starwood Preferred Guest® Credit Card

Chase Sapphire SM Card Offer Chase SapphireSMCard  Official
Card
Name
Starwood Preferred Guest® Credit Card  Starwood Preferred Guest® Credit Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
$0.00*  Annual Fee $0.00 1 year, then $65.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
15.24% (Fixed)*  Go To Rate
(After Intro)
15.24-19.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!  Bullet Points:
1
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel 
2 points per dollar spend on dining & 1 point per dollar spent on all other purchases.  2 Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates  
Points never expire and there are no limits on how many points you can earn  3 2011 SmarterTravel® Award for "Best Travel Rewards Card" 
Redeem points for travel, gift cards, merchandise, cash back and more  4 $0 introductory annual fee for the first year, then $65 
24/7 direct access to expert service advisors (No voice recording)   5  
     



 


     


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