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Chase Sapphire SM Card
&
Discover® Motiva Card
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Card and Discover® Motiva Card

Chase Sapphire SM Card Offer Chase SapphireSMCard  Official
Card
Name
Discover® Motiva Card  Discover® Motiva Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
$0.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
3.99* 
n/a*  Length of
Intro Period
15 Mo. on purchases* 
15.24% (Fixed)*  Go To Rate
(After Intro)
10.99-20.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!  Bullet Points:
1
Earn Cashback Bonus® for your good credit management 
2 points per dollar spend on dining & 1 point per dollar spent on all other purchases.  2 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 
Points never expire and there are no limits on how many points you can earn  3 Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com 
Redeem points for travel, gift cards, merchandise, cash back and more  4 Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 
24/7 direct access to expert service advisors (No voice recording)   5 24/7 access to a U.S.-based Account Manager within 60 seconds 
     



 


     


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