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Chase Sapphire SM Card
&
American Express® Gold Card
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Card and American Express® Gold Card

Chase Sapphire SM Card Offer Chase SapphireSMCard  Official
Card
Name
American Express® Gold Card  American Express® Gold Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
$0.00*  Annual Fee $0.00 1 year, then $125.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
15.24% (Fixed)*  Go To Rate
(After Intro)
n/a* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!  Bullet Points:
1
Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership 
2 points per dollar spend on dining & 1 point per dollar spent on all other purchases.  2 Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more 
Points never expire and there are no limits on how many points you can earn  3 Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase 
Redeem points for travel, gift cards, merchandise, cash back and more  4 Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. 
24/7 direct access to expert service advisors (No voice recording)   5 Get approved in 60-seconds. 
     



 


     


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