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FREE SPIRIT(TM) Onyx World MasterCard®
&
Citi Forward® Card for College Students
Side-by-Side Comparison


Here is the detailed comparison.

FREE SPIRIT(TM) Onyx World MasterCard® and Citi Forward® Card for College Students

FREE SPIRIT(TM) Onyx World MasterCard® Offer FREE SPIRIT(TM) Onyx World MasterCard®  Official
Card
Name
Citi Forward® Card for College Students  Citi Forward® Card for College Students Offer
 Logo  
 
Issuer
CitiBank  CitiBank Logo
 
  Brand Visa 
See Terms*  Annual Fee $0.00* 
n/a  Introductory
Rate
0.00* 
n/a  Length of
Intro Period
7 Mo. on purchases* 
15.24%-22.24%  Go To Rate
(After Intro)
13.99-22.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets  Bullet Points:
1
No Cosigner required 
Get up to 10,000 additional miles for balance transfers within 30 days of account opening  2 APR reduction on purchases when using credit wisely 
Annual fee waived for the first year  3 100 ThankYou Points each billing period that you pay on time and stay under your credit limit 
Get complimentary $9 Fare Club membership (a $39.95 value!)  4 Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening. 
Priority boarding and domestic priority check-in  5  
     



 


     


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