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Iberiabank Visa® Select Card
&
First Option Visa®
Side-by-Side Comparison


Here is the detailed comparison.

Iberiabank Visa® Select Card and First Option Visa®

Iberiabank Visa® Select Card Offer Iberiabank Visa® Select Card  Official
Card
Name
First Option Visa®  First Option Visa® Offer
 Logo  
 
Issuer
   Logo
 
Visa  Brand  
$35.00*  Annual Fee $59 
0.00*  Introductory
Rate
n/a 
12 Mo. on purchases*  Length of
Intro Period
n/a 
7.50-11.50% (Fixed)*  Go To Rate
(After Intro)
19.5% 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Fair 
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.  Bullet Points:
1
Get a REAL Visa® Credit Card! 
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.   2 Up to $5,000.00 Secured Line of Credit!! 
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  3 Be Approved Regardless of Credit History or Income!!! 
Online access to credit card account information  4 Guaranteed Approval!Apply Today! 
Low Annual Fee of $35.00  5  
     



 


     


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