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Iberiabank Visa® Select Card
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

Iberiabank Visa® Select Card and PenFed Promise VISA Card

Iberiabank Visa® Select Card Offer Iberiabank Visa® Select Card  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
 Logo  
 
Issuer
   Logo
 
Visa  Brand Visa 
$35.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
7.49* 
12 Mo. on purchases*  Length of
Intro Period
36 Mo. on purchases* 
7.50-11.50% (Fixed)*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.  Bullet Points:
1
Absolutely No Fees 
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.   2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  3 No-fee cash advances carry a 17.99% APR  
Online access to credit card account information  4 No Foreign Transaction Fees 
Low Annual Fee of $35.00  5 Some restrictions apply. 
     



 


     


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