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First Option Visa®
&
The Platinum Card® from American Express
Side-by-Side Comparison


Here is the detailed comparison.

First Option Visa® and The Platinum Card® from American Express

First Option Visa® Offer First Option Visa®  Official
Card
Name
The Platinum Card® from American Express  The Platinum Card® from American Express Offer
 Logo  
 
Issuer
American Express  American Express Logo
 
  Brand American Express 
$59  Annual Fee $450.00* 
n/a  Introductory
Rate
n/a* 
n/a  Length of
Intro Period
n/a* 
19.5%  Go To Rate
(After Intro)
n/a* 
No  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Excellent 
Get a REAL Visa® Credit Card!  Bullet Points:
1
25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership  
Up to $5,000.00 Secured Line of Credit!!  2 Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass  
Be Approved Regardless of Credit History or Income!!!  3 Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee  
Guaranteed Approval!Apply Today!  4 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more  
  5 Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide  
     



 


     


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