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American Express® Premier Rewards Gold Card
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

American Express® Premier Rewards Gold Card and PenFed Promise VISA Card

American Express® Premier Rewards Gold Card Offer American Express® Premier Rewards Gold Card  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
American Express Logo American Express 
 
Issuer
   Logo
 
American Express  Brand Visa 
$0.00 1 year, then $175.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
7.49* 
n/a*  Length of
Intro Period
36 Mo. on purchases* 
n/a*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership  Bullet Points:
1
Absolutely No Fees 
Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else   2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events  3 No-fee cash advances carry a 17.99% APR  
Introductory annual fee of $0 for the first year, then $175  4 No Foreign Transaction Fees 
Get approved in 60-seconds.  5 Some restrictions apply. 
     



 


     


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