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Zync from American Express(R)
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

Zync from American Express(R) and PenFed Promise VISA Card

Zync from American Express(R) Offer Zync from American Express(R)  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
 Logo  
 
Issuer
   Logo
 
  Brand Visa 
$25  Annual Fee $0.00* 
n/a  Introductory
Rate
7.49* 
n/a  Length of
Intro Period
36 Mo. on purchases* 
n/a  Go To Rate
(After Intro)
9.99% (Fixed)* 
No  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Earn 10,000 Membership Rewards Express(R) points with your first purchase  Bullet Points:
1
Absolutely No Fees 
Customize the Card with features and benefits that suit your lifestyle  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
Zero interest because you pay in full each month  3 No-fee cash advances carry a 17.99% APR  
Receive Membership Rewards Express points for every eligible dollar you spend, then redeem points for great travel, shopping, and entertainment rewards  4 No Foreign Transaction Fees 
  5 Some restrictions apply. 
     



 


     


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