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Orchard Bank Visa Cards
&
Citi® Dividend Platinum Select® Card for College Students
Side-by-Side Comparison


Here is the detailed comparison.

Orchard Bank Visa Cards and Citi® Dividend Platinum Select® Card for College Students

Orchard Bank Visa Cards Offer Orchard Bank Visa Cards  Official
Card
Name
Citi® Dividend Platinum Select® Card for College Students  Citi® Dividend Platinum Select® Card for College Students Offer
HSBC Logo HSBC 
 
Issuer
   Logo
 
Visa  Brand  
$39.00 1 year, then $59.00*  Annual Fee 0.00 
n/a*  Introductory
Rate
0.00 
n/a*  Length of
Intro Period
0% Intro APR on purchases for 7 
14.99-19.99% (Fixed)*  Go To Rate
(After Intro)
13.99%-21.99%* (Variable) 
Yes  Balance Transfer
Available
No 
Fair  Credit Level
Required
Excellent 
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit   Bullet Points:
1
No Cosigner Required 
Acceptance at millions of locations worldwide, including website purchases and reservations  2 Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter* 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* 
Email and text messages to remind you of your upcoming payment due date with online enrollment  4 Earn a full 1% cash back on all other purchases* 
Knowledgeable customer service representatives to assist you with questions or concerns  5  
     



 


     


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