|
Orchard Bank Visa Cards |
Official
Card
Name |
Discover® Motiva Card |
 |
 |
HSBC |
|
Issuer |
| Discover |
 | |
| Visa |
Brand |
Discover |
| $39.00 1 year, then $59.00* |
Annual Fee |
$0.00* |
| n/a* |
Introductory
Rate |
3.99* |
| n/a* |
Length of
Intro Period |
15 Mo. on purchases* |
| 14.99-19.99% (Fixed)* |
Go To Rate
(After Intro) |
10.99-20.99% (Variable)* |
| Yes |
Balance Transfer
Available |
Yes |
| Fair |
Credit Level
Required |
Very Good |
| Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit |
Bullet Points:
1 |
Earn Cashback Bonus® for your good credit management |
| Acceptance at millions of locations worldwide, including website purchases and reservations |
2 |
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* |
| Your account information is updated and at your fingertips 24/7 so you can manage it your way |
3 |
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com |
| Email and text messages to remind you of your upcoming payment due date with online enrollment |
4 |
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) |
| Knowledgeable customer service representatives to assist you with questions or concerns |
5 |
24/7 access to a U.S.-based Account Manager within 60 seconds |
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