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Orchard Bank Visa Cards
&
READYdebit® Card
Side-by-Side Comparison


Here is the detailed comparison.

Orchard Bank Visa Cards and READYdebit® Card

Orchard Bank Visa Cards Offer Orchard Bank Visa Cards  Official
Card
Name
READYdebit® Card  READYdebit® Card Offer
HSBC Logo HSBC 
 
Issuer
   Logo
 
Visa  Brand Visa 
$39.00 1 year, then $59.00*  Annual Fee 0.00 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
14.99-19.99% (Fixed)*  Go To Rate
(After Intro)
n/a* 
Yes  Balance Transfer
Available
No 
Fair  Credit Level
Required
Any 
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit   Bullet Points:
1
Free Credit Score & Credit Builder 
Acceptance at millions of locations worldwide, including website purchases and reservations  2 Free Unlimited Purchase Transactions 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 Free Online Bill Payment & Check Writing 
Email and text messages to remind you of your upcoming payment due date with online enrollment  4 Free Direct Deposit - paycheck, benefits, tax refunds 
Knowledgeable customer service representatives to assist you with questions or concerns  5 100% Guaranteed Approval* - No Credit Checks 
     



 


     


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