|
Orchard Bank Visa Cards |
Official
Card
Name |
Iberiabank Visa® Platinum Card |
 |
 |
HSBC |
|
Issuer |
|
| Visa |
Brand |
Visa |
| $39.00 1 year, then $59.00* |
Annual Fee |
$0.00* |
| n/a* |
Introductory
Rate |
n/a* |
| n/a* |
Length of
Intro Period |
n/a* |
| 14.99-19.99% (Fixed)* |
Go To Rate
(After Intro) |
9.25-15.25% (Variable)* |
| Yes |
Balance Transfer
Available |
Yes |
| Fair |
Credit Level
Required |
Excellent |
| Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit |
Bullet Points:
1 |
No annual membership fee |
| Acceptance at millions of locations worldwide, including website purchases and reservations |
2 |
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. |
| Your account information is updated and at your fingertips 24/7 so you can manage it your way |
3 |
Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. |
| Email and text messages to remind you of your upcoming payment due date with online enrollment |
4 |
Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points. |
| Knowledgeable customer service representatives to assist you with questions or concerns |
5 |
Turn your points into hotel, gift, or experience rewards |
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