|
Orchard Bank Visa Cards |
Official
Card
Name |
Iberiabank Visa® Select Card |
 |
 |
HSBC |
|
Issuer |
|
| Visa |
Brand |
Visa |
| $39.00 1 year, then $59.00* |
Annual Fee |
$35.00* |
| n/a* |
Introductory
Rate |
0.00* |
| n/a* |
Length of
Intro Period |
12 Mo. on purchases* |
| 14.99-19.99% (Fixed)* |
Go To Rate
(After Intro) |
7.50-11.50% (Fixed)* |
| Yes |
Balance Transfer
Available |
Yes |
| Fair |
Credit Level
Required |
Very Good |
| Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit |
Bullet Points:
1 |
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. |
| Acceptance at millions of locations worldwide, including website purchases and reservations |
2 |
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness. |
| Your account information is updated and at your fingertips 24/7 so you can manage it your way |
3 |
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| Email and text messages to remind you of your upcoming payment due date with online enrollment |
4 |
Online access to credit card account information |
| Knowledgeable customer service representatives to assist you with questions or concerns |
5 |
Low Annual Fee of $35.00 |
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