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Orchard Bank Visa Cards
&
Zync from American Express(R)
Side-by-Side Comparison


Here is the detailed comparison.

Orchard Bank Visa Cards and Zync from American Express(R)

Orchard Bank Visa Cards Offer Orchard Bank Visa Cards  Official
Card
Name
Zync from American Express(R)  Zync from American Express(R) Offer
HSBC Logo HSBC 
 
Issuer
   Logo
 
Visa  Brand  
$39.00 1 year, then $59.00*  Annual Fee $25 
n/a*  Introductory
Rate
n/a 
n/a*  Length of
Intro Period
n/a 
14.99-19.99% (Fixed)*  Go To Rate
(After Intro)
n/a 
Yes  Balance Transfer
Available
No 
Fair  Credit Level
Required
Very Good 
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit   Bullet Points:
1
Earn 10,000 Membership Rewards Express(R) points with your first purchase 
Acceptance at millions of locations worldwide, including website purchases and reservations  2 Customize the Card with features and benefits that suit your lifestyle 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 Zero interest because you pay in full each month 
Email and text messages to remind you of your upcoming payment due date with online enrollment  4 Receive Membership Rewards Express points for every eligible dollar you spend, then redeem points for great travel, shopping, and entertainment rewards 
Knowledgeable customer service representatives to assist you with questions or concerns  5  
     



 


     


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