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Orchard Bank Visa Cards
&
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Side-by-Side Comparison


Here is the detailed comparison.

Orchard Bank Visa Cards and Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Orchard Bank Visa Cards Offer Orchard Bank Visa Cards  Official
Card
Name
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back  Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Offer
HSBC Logo HSBC 
 
Issuer
CitiBank  CitiBank Logo
 
Visa  Brand MasterCard 
$39.00 1 year, then $59.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
0.00* 
n/a*  Length of
Intro Period
12 Mo. on purchases* 
14.99-19.99% (Fixed)*  Go To Rate
(After Intro)
12.99-22.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Very Good 
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit   Bullet Points:
1
$100 cash back after $500 in purchases within the first 3 months of account opening 
Acceptance at millions of locations worldwide, including website purchases and reservations  2 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.  
Email and text messages to remind you of your upcoming payment due date with online enrollment  4 Each quarter, you can enroll to earn additional cash back in popular categories. 
Knowledgeable customer service representatives to assist you with questions or concerns  5 Full 1% cash back on all other purchases and eligible cash advances. 
     



 


     


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