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Orchard Bank Visa Cards
&
Upromise® World MasterCard®
Side-by-Side Comparison


Here is the detailed comparison.

Orchard Bank Visa Cards and Upromise® World MasterCard®

Orchard Bank Visa Cards Offer Orchard Bank Visa Cards  Official
Card
Name
Upromise® World MasterCard®  Upromise® World MasterCard® Offer
HSBC Logo HSBC 
 
Issuer
   Logo
 
Visa  Brand  
$39.00 1 year, then $59.00*  Annual Fee None 
n/a*  Introductory
Rate
0 on purchas 
n/a*  Length of
Intro Period
7-10 billing cycles 
14.99-19.99% (Fixed)*  Go To Rate
(After Intro)
12.99%-20.99% Variable 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Very Good 
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit   Bullet Points:
1
10% extra college savings on thousands of eligible grocery and drugstore items 
Acceptance at millions of locations worldwide, including website purchases and reservations  2 2% extra college savings on eligible gas purchases at Exxon and Mobil locations 
Your account information is updated and at your fingertips 24/7 so you can manage it your way  3 1% college savings on every purchase 
Email and text messages to remind you of your upcoming payment due date with online enrollment  4 Get $25 college savings after the first qualified use of your account 
Knowledgeable customer service representatives to assist you with questions or concerns  5 No annual fee† 
     



 


     


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