|
Orchard Bank Visa Cards |
Official
Card
Name |
Miles by Discover® Card |
 |
 |
HSBC |
|
Issuer |
| Discover |
 | |
| Visa |
Brand |
Discover |
| $39.00 1 year, then $59.00* |
Annual Fee |
$0.00* |
| n/a* |
Introductory
Rate |
0.00* |
| n/a* |
Length of
Intro Period |
6 Mo. on purchases* |
| 14.99-19.99% (Fixed)* |
Go To Rate
(After Intro) |
10.99-16.99% (Variable)* |
| Yes |
Balance Transfer
Available |
Yes |
| Fair |
Credit Level
Required |
Very Good |
| Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit |
Bullet Points:
1 |
Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year |
| Acceptance at millions of locations worldwide, including website purchases and reservations |
2 |
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash |
| Your account information is updated and at your fingertips 24/7 so you can manage it your way |
3 |
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* |
| Email and text messages to remind you of your upcoming payment due date with online enrollment |
4 |
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates |
| Knowledgeable customer service representatives to assist you with questions or concerns |
5 |
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card |
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