|
Orchard Bank Visa Cards |
Official
Card
Name |
Discover® Student Card |
 |
 |
HSBC |
|
Issuer |
| Discover |
 | |
| Visa |
Brand |
Discover |
| $39.00 1 year, then $59.00* |
Annual Fee |
$0.00* |
| n/a* |
Introductory
Rate |
0.00* |
| n/a* |
Length of
Intro Period |
9 Mo. on purchases* |
| 14.99-19.99% (Fixed)* |
Go To Rate
(After Intro) |
13.99-20.99% (Variable)* |
| Yes |
Balance Transfer
Available |
Yes |
| Fair |
Credit Level
Required |
Good |
| Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit |
Bullet Points:
1 |
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* |
| Acceptance at millions of locations worldwide, including website purchases and reservations |
2 |
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply* |
| Your account information is updated and at your fingertips 24/7 so you can manage it your way |
3 |
Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com |
| Email and text messages to remind you of your upcoming payment due date with online enrollment |
4 |
Up to 1% unlimited Cashback Bonus on everything else you buy |
| Knowledgeable customer service representatives to assist you with questions or concerns |
5 |
$0 Fraud Liability plus mobile and email fraud alert options |
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