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PenFed Premium Travel Rewards American Express ® Card
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Premium Travel Rewards American Express ® Card and PenFed Promise VISA Card

PenFed Premium Travel Rewards American Express ®  Card Offer PenFed Premium Travel Rewards American Express® Card  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
 Logo  
 
Issuer
   Logo
 
American Express  Brand Visa 
$0.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
7.49* 
n/a*  Length of
Intro Period
36 Mo. on purchases* 
13.24% (Fixed)*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
No annual fee  Bullet Points:
1
Absolutely No Fees 
5x points on airfare purchases and 1x points on all other purchases  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
20,000 bonus points upon spending $650 in the first 3 months  3 No-fee cash advances carry a 17.99% APR  
Complimentary concierge service  4 No Foreign Transaction Fees 
Exceptional travel offers and discounts  5 Some restrictions apply. 
     



 


     


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