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PenFed Premium Travel Rewards American Express ® Card
&
Upromise® World MasterCard®
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Premium Travel Rewards American Express ® Card and Upromise® World MasterCard®

PenFed Premium Travel Rewards American Express ®  Card Offer PenFed Premium Travel Rewards American Express® Card  Official
Card
Name
Upromise® World MasterCard®  Upromise® World MasterCard® Offer
 Logo  
 
Issuer
   Logo
 
American Express  Brand  
$0.00*  Annual Fee None 
n/a*  Introductory
Rate
0 on purchas 
n/a*  Length of
Intro Period
7-10 billing cycles 
13.24% (Fixed)*  Go To Rate
(After Intro)
12.99%-20.99% Variable 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
No annual fee  Bullet Points:
1
10% extra college savings on thousands of eligible grocery and drugstore items 
5x points on airfare purchases and 1x points on all other purchases  2 2% extra college savings on eligible gas purchases at Exxon and Mobil locations 
20,000 bonus points upon spending $650 in the first 3 months  3 1% college savings on every purchase 
Complimentary concierge service  4 Get $25 college savings after the first qualified use of your account 
Exceptional travel offers and discounts  5 No annual fee† 
     



 


     


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