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PenFed Premium Travel Rewards American Express ® Card
&
Citi® Platinum Select® MasterCard®
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Premium Travel Rewards American Express ® Card and Citi® Platinum Select® MasterCard®

PenFed Premium Travel Rewards American Express ®  Card Offer PenFed Premium Travel Rewards American Express® Card  Official
Card
Name
Citi® Platinum Select® MasterCard®  Citi® Platinum Select® MasterCard® Offer
 Logo  
 
Issuer
CitiBank  CitiBank Logo
 
American Express  Brand MasterCard 
$0.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
0.00* 
n/a*  Length of
Intro Period
18 Mo. on purchases* 
13.24% (Fixed)*  Go To Rate
(After Intro)
11.99-21.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
No annual fee  Bullet Points:
1
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.* 
5x points on airfare purchases and 1x points on all other purchases  2 Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more 
20,000 bonus points upon spending $650 in the first 3 months  3 Citi® Identity Theft Solutions 
Complimentary concierge service  4 No annual fee* 
Exceptional travel offers and discounts  5  
     



 


     


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