|
PenFed Promise VISA Card |
Official
Card
Name |
Starwood Preferred Guest® Credit Card |
 |
| |
Issuer |
| American Express |
 | |
| Visa |
Brand |
American Express |
| $0.00* |
Annual Fee |
$0.00 1 year, then $65.00* |
| 7.49* |
Introductory
Rate |
n/a* |
| 36 Mo. on purchases* |
Length of
Intro Period |
n/a* |
| 9.99% (Fixed)* |
Go To Rate
(After Intro) |
15.24-19.24% (Fixed)* |
| Yes |
Balance Transfer
Available |
Yes |
| Good |
Credit Level
Required |
Good |
| Absolutely No Fees |
Bullet Points:
1 |
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel |
| 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. |
2 |
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates |
| No-fee cash advances carry a 17.99% APR |
3 |
2011 SmarterTravel® Award for "Best Travel Rewards Card" |
| No Foreign Transaction Fees |
4 |
$0 introductory annual fee for the first year, then $65 |
| Some restrictions apply. |
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