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PenFed Promise VISA Card
&
Citi® Dividend Platinum Select® Card for College Students
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Promise VISA Card and Citi® Dividend Platinum Select® Card for College Students

PenFed Promise VISA Card Offer PenFed Promise VISA Card  Official
Card
Name
Citi® Dividend Platinum Select® Card for College Students  Citi® Dividend Platinum Select® Card for College Students Offer
 Logo  
 
Issuer
   Logo
 
Visa  Brand  
$0.00*  Annual Fee 0.00 
7.49*  Introductory
Rate
0.00 
36 Mo. on purchases*  Length of
Intro Period
0% Intro APR on purchases for 7 
9.99% (Fixed)*  Go To Rate
(After Intro)
13.99%-21.99%* (Variable) 
Yes  Balance Transfer
Available
No 
Good  Credit Level
Required
Excellent 
Absolutely No Fees  Bullet Points:
1
No Cosigner Required 
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.  2 Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter* 
No-fee cash advances carry a 17.99% APR   3 Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* 
No Foreign Transaction Fees  4 Earn a full 1% cash back on all other purchases* 
Some restrictions apply.  5  
     



 


     


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