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PenFed Promise VISA Card
&
Discover® Open Road SM Card for Students
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Promise VISA Card and Discover® Open Road SM Card for Students

PenFed Promise VISA Card Offer PenFed Promise VISA Card  Official
Card
Name
Discover® Open RoadSM Card for Students  Discover® Open Road SM  Card for Students Offer
 Logo  
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
$0.00*  Annual Fee $0.00* 
7.49*  Introductory
Rate
0.00* 
36 Mo. on purchases*  Length of
Intro Period
9 Mo. on purchases* 
9.99% (Fixed)*  Go To Rate
(After Intro)
13.99-20.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
Absolutely No Fees  Bullet Points:
1
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* 
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.  2 Double Cashback Bonus®* at gas stations and restaurants 
No-fee cash advances carry a 17.99% APR   3 Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com 
No Foreign Transaction Fees  4 Up to 1% unlimited Cashback Bonus on everything else you buy 
Some restrictions apply.  5 $0 Fraud Liability plus mobile and email fraud alert options 
     



 


     


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