|
PenFed Promise VISA Card |
Official
Card
Name |
TrueEarnings® Card from Costco and American Express |
 |
| |
Issuer |
| American Express |
 | |
| Visa |
Brand |
American Express |
| $0.00* |
Annual Fee |
$0.00* |
| 7.49* |
Introductory
Rate |
0.00* |
| 36 Mo. on purchases* |
Length of
Intro Period |
6 Mo. on purchases* |
| 9.99% (Fixed)* |
Go To Rate
(After Intro) |
15.24% (Fixed)* |
| Yes |
Balance Transfer
Available |
Yes |
| Good |
Credit Level
Required |
Very Good |
| Absolutely No Fees |
Bullet Points:
1 |
American Express® Card and Costco Membership Card in one- with no annual fee for Costco members |
| 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. |
2 |
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco |
| No-fee cash advances carry a 17.99% APR |
3 |
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express |
| No Foreign Transaction Fees |
4 |
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| Some restrictions apply. |
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