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PenFed Promise VISA Card
&
Citi Forward® Card for College Students
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Promise VISA Card and Citi Forward® Card for College Students

PenFed Promise VISA Card Offer PenFed Promise VISA Card  Official
Card
Name
Citi Forward® Card for College Students  Citi Forward® Card for College Students Offer
 Logo  
 
Issuer
CitiBank  CitiBank Logo
 
Visa  Brand Visa 
$0.00*  Annual Fee $0.00* 
7.49*  Introductory
Rate
0.00* 
36 Mo. on purchases*  Length of
Intro Period
7 Mo. on purchases* 
9.99% (Fixed)*  Go To Rate
(After Intro)
13.99-22.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
Absolutely No Fees  Bullet Points:
1
No Cosigner required 
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.  2 APR reduction on purchases when using credit wisely 
No-fee cash advances carry a 17.99% APR   3 100 ThankYou Points each billing period that you pay on time and stay under your credit limit 
No Foreign Transaction Fees  4 Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening. 
Some restrictions apply.  5  
     



 


     


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