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PenFed Promise VISA Card
&
Upromise® World MasterCard®
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Promise VISA Card and Upromise® World MasterCard®

PenFed Promise VISA Card Offer PenFed Promise VISA Card  Official
Card
Name
Upromise® World MasterCard®  Upromise® World MasterCard® Offer
 Logo  
 
Issuer
   Logo
 
Visa  Brand  
$0.00*  Annual Fee None 
7.49*  Introductory
Rate
0 on purchas 
36 Mo. on purchases*  Length of
Intro Period
7-10 billing cycles 
9.99% (Fixed)*  Go To Rate
(After Intro)
12.99%-20.99% Variable 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
Absolutely No Fees  Bullet Points:
1
10% extra college savings on thousands of eligible grocery and drugstore items 
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.  2 2% extra college savings on eligible gas purchases at Exxon and Mobil locations 
No-fee cash advances carry a 17.99% APR   3 1% college savings on every purchase 
No Foreign Transaction Fees  4 Get $25 college savings after the first qualified use of your account 
Some restrictions apply.  5 No annual fee† 
     



 


     


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