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PenFed VISA Platinum Gas/Cash Rewards Card
&
Orchard Bank Classic MasterCards
Side-by-Side Comparison


Here is the detailed comparison.

PenFed VISA Platinum Gas/Cash Rewards Card and Orchard Bank Classic MasterCards

PenFed VISA Platinum Gas/Cash Rewards Card Offer PenFed VISA Platinum Gas/Cash Rewards Card  Official
Card
Name
Orchard Bank Classic MasterCards  Orchard Bank Classic MasterCards Offer
 Logo  
 
Issuer
HSBC  HSBC Logo
 
Visa  Brand MasterCard 
$0.00*  Annual Fee $39.00 1 year, then $59.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
13.99% (Fixed)*  Go To Rate
(After Intro)
14.99-19.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Fair 
13.99% APR - Lower than most rewards cards  Bullet Points:
1
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly 
Earn 5.00% cash back from gas purchases paid at the pump*   2 Acceptance at millions of locations worldwide, including website purchases and reservations 
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
Up to $50,000 limit  4 Email and text messages are available to remind you of your upcoming payment due date 
No Annual Fee  5 Knowledgeable customer service representatives to assist you with questions or concerns 
     



 


     


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