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PenFed VISA Platinum Gas/Cash Rewards Card
&
Discover® Motiva Card
Side-by-Side Comparison


Here is the detailed comparison.

PenFed VISA Platinum Gas/Cash Rewards Card and Discover® Motiva Card

PenFed VISA Platinum Gas/Cash Rewards Card Offer PenFed VISA Platinum Gas/Cash Rewards Card  Official
Card
Name
Discover® Motiva Card  Discover® Motiva Card Offer
 Logo  
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
$0.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
3.99* 
n/a*  Length of
Intro Period
15 Mo. on purchases* 
13.99% (Fixed)*  Go To Rate
(After Intro)
10.99-20.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
13.99% APR - Lower than most rewards cards  Bullet Points:
1
Earn Cashback Bonus® for your good credit management 
Earn 5.00% cash back from gas purchases paid at the pump*   2 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle  3 Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com 
Up to $50,000 limit  4 Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 
No Annual Fee  5 24/7 access to a U.S.-based Account Manager within 60 seconds 
     



 


     


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