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PenFed VISA Platinum Gas/Cash Rewards Card
&
Chase Sapphire SM Preferred Card
Side-by-Side Comparison


Here is the detailed comparison.

PenFed VISA Platinum Gas/Cash Rewards Card and Chase Sapphire SM Preferred Card

PenFed VISA Platinum Gas/Cash Rewards Card Offer PenFed VISA Platinum Gas/Cash Rewards Card  Official
Card
Name
Chase SapphireSM Preferred Card  Chase Sapphire SM  Preferred Card Offer
 Logo  
 
Issuer
Chase Bank  Chase Bank Logo
 
Visa  Brand MasterCard 
$0.00*  Annual Fee $0.00 1 year, then $95.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
13.99% (Fixed)*  Go To Rate
(After Intro)
15.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Excellent 
13.99% APR - Lower than most rewards cards  Bullet Points:
1
Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel! 
Earn 5.00% cash back from gas purchases paid at the pump*   2 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases. 
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle  3 Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM 
Up to $50,000 limit  4 No foreign transaction fees 
No Annual Fee  5 Earn a 7% annual points dividend - even on points already redeemed 
     



 


     


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