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Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back and PenFed Promise VISA Card

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Offer Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
7.49* 
12 Mo. on purchases*  Length of
Intro Period
36 Mo. on purchases* 
12.99-22.99% (Variable)*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
$100 cash back after $500 in purchases within the first 3 months of account opening  Bullet Points:
1
Absolutely No Fees 
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.   3 No-fee cash advances carry a 17.99% APR  
Each quarter, you can enroll to earn additional cash back in popular categories.  4 No Foreign Transaction Fees 
Full 1% cash back on all other purchases and eligible cash advances.  5 Some restrictions apply. 
     



 


     


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