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Chase Sapphire SM Preferred Card
&
Citi® Dividend Platinum Select® Card for College Students
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Preferred Card and Citi® Dividend Platinum Select® Card for College Students

Chase Sapphire SM  Preferred Card Offer Chase SapphireSM Preferred Card  Official
Card
Name
Citi® Dividend Platinum Select® Card for College Students  Citi® Dividend Platinum Select® Card for College Students Offer
Chase Bank Logo Chase Bank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0.00 1 year, then $95.00*  Annual Fee 0.00 
n/a*  Introductory
Rate
0.00 
n/a*  Length of
Intro Period
0% Intro APR on purchases for 7 
15.24% (Fixed)*  Go To Rate
(After Intro)
13.99%-21.99%* (Variable) 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Excellent 
Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!  Bullet Points:
1
No Cosigner Required 
2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.  2 Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter* 
Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM  3 Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* 
No foreign transaction fees  4 Earn a full 1% cash back on all other purchases* 
Earn a 7% annual points dividend - even on points already redeemed  5  
     



 


     


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