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Chase Sapphire SM Preferred Card
&
Citi Forward® Card
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Preferred Card and Citi Forward® Card

Chase Sapphire SM  Preferred Card Offer Chase SapphireSM Preferred Card  Official
Card
Name
Citi Forward® Card  Citi Forward® Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0.00 1 year, then $95.00*  Annual Fee $0* 
n/a*  Introductory
Rate
0* 
n/a*  Length of
Intro Period
12 Mo. on balance transfers* 
15.24% (Fixed)*  Go To Rate
(After Intro)
12.99%-21.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!  Bullet Points:
1
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases 
2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.  2 Up to a 2% purchase APR reduction when you make a purchase, stay under your credit limit and pay on time 3 billing periods in a row 
Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM  3 Earn 1,000 bonus points when you sign up for Paperless Statements 
No foreign transaction fees  4 No Annual Fee* 
Earn a 7% annual points dividend - even on points already redeemed  5  
     



 


     


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