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Chase Sapphire SM Preferred Card and PenFed Promise VISA Card

	Chase SapphireSM Preferred Card	Official Card Name	PenFed Promise VISA Card
Chase Bank		Issuer
MasterCard		Brand	Visa
$0.00 1 year, then $95.00*		Annual Fee	$0.00*
n/a*		Introductory Rate	7.49*
n/a*		Length of Intro Period	36 Mo. on purchases*
15.24% (Fixed)*		Go To Rate (After Intro)	9.99% (Fixed)*
Yes		Balance Transfer Available	Yes
Excellent		Credit Level Required	Good
Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!		Bullet Points: 1	Absolutely No Fees
2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.		2	7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM		3	No-fee cash advances carry a 17.99% APR
No foreign transaction fees		4	No Foreign Transaction Fees
Earn a 7% annual points dividend - even on points already redeemed		5	Some restrictions apply.

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